End Harassing Credit Phone Calls in Less than 5 Minutes for Free

Have you ever applied for credit and then found yourself inundated with spam calls from other lenders with credit offers? In mortgage industry terms, you’ve become a “trigger lead”. A trigger lead happens when someone applies for a home loan, and the 3 major credit reporting agencies sell your information to as many lenders as
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A Smart Way to Get Into a Neighborhood You Love

2022’s Loan Limit Increase on Reverse Mortgages and Its Potential Impact
No matter what stage of life you’re in, there’s usually a neighborhood you’ve got your eye on. One that’s a bit too expensive for you right now, but you’d love to live there. Except here’s the thing, there IS a way you can possibly get into that neighborhood TODAY, without waiting, using a 203k home
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Celebrating 50 Years of Equal Credit Opportunity: A Milestone in Homeownership

Half a century ago, the landscape of homeownership in the United States changed dramatically. It was 1974 when the Equal Credit Opportunity Act (ECOA) was signed into law, marking a significant stride towards financial equality. The ECOA made it unlawful for any creditor to discriminate against any applicant on the basis of race, color, religion,
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Unleashing the Power of Home Equity: Three Options for Senior Homeowners

As the value of homes in America continues to rise, senior homeowners are finding themselves sitting on a growing treasure trove. The collective home equity of American homeowners has reached an impressive $30 trillion, according to recent reports. The question is how seniors can tap into this wealth to support their financial needs during retirement.
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Non-QM Loan Programs New Orleans – America’s Mortgage Resource

You may now be able to purchase property in New Orleans or along the MS Gulf Coast without having the perfect tax returns or debt to income ratio using what’s called a Non-QM (or non-qualifying mortgage)! Whether you are self-employed and prefer to use bank statements to qualify for a loan, are looking to purchase
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Louisiana Fortify Homes Grant Program Applications Now Open

Breaking News in Louisiana: You may be eligible for a grant of up to $10,000 to upgrade your roof to a Fortified Roof and improve your home insurance options at the same time! Introducing: Fortified Roofing As locals know, Louisiana faces more than our fair share of natural disasters every year such as hurricanes and
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Fannie Mae Introduces 5% Down Payment Option for Multi-family Homes

In recent years, the demand for multifamily homes has been on the rise. As more people choose to rent rather than buy, investors have been eyeing these properties as a lucrative investment opportunity. However, one major barrier for investors looking to purchase multifamily homes has been the high down payment requirement. Most lenders typically require
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You Can Buy A New Home WITHOUT Making Mortgage Payments

Did you know that it’s possible to buy a new home without having to make Principal and Interest mortgage payments every month? With a Home Equity Conversion Mortgage (HECM), seniors can roll two goals, into just one transaction, getting a reverse mortgage and buying a new house, who knew?!!  Let’s take a look at how
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No Need To Assume: Updates To Flood Policy Rates Makes Life Easier For Buyers

Let’s be honest: as good as it feels to help someone close on a new home, dealing with our current insurance issues can be exhausting for everyone involved. Buyers all across southern Louisiana are doing their best to avoid getting a new flood insurance policy thanks to Risk Rating 2.0. We can’t really blame them.
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Today’s real estate buyers & sellers need leaders… will that be you?

There’s enough scary news and speculation floating around the internet to make even seasoned real estate professionals take pause. Interest rates. Inventory levels. Pundits talking about recessions and buying power. As industry professionals, our job is to watch, listen and apply what we’ve learned over the years to guide us through times like these in
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