Celebrating 50 Years of Equal Credit Opportunity: A Milestone in Homeownership
Thursday, 01 February 2024
Half a century ago, the landscape of homeownership in the United States changed dramatically. It was 1974 when the Equal Credit Opportunity Act (ECOA) was signed into law, marking a significant stride towards financial equality. The ECOA made it unlawful for any creditor to discriminate against any applicant on the basis of race, color, religion,
- Published in Homebuyer
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Fannie Mae Introduces 5% Down Payment Option for Multi-family Homes
Friday, 20 October 2023
In recent years, the demand for multifamily homes has been on the rise. As more people choose to rent rather than buy, investors have been eyeing these properties as a lucrative investment opportunity. However, one major barrier for investors looking to purchase multifamily homes has been the high down payment requirement. Most lenders typically require
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No Need To Assume: Updates To Flood Policy Rates Makes Life Easier For Buyers
Friday, 09 June 2023
Let’s be honest: as good as it feels to help someone close on a new home, dealing with our current insurance issues can be exhausting for everyone involved. Buyers all across southern Louisiana are doing their best to avoid getting a new flood insurance policy thanks to Risk Rating 2.0. We can’t really blame them.
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Homeowners: NOW is the Time to Sell
Wednesday, 16 March 2022
If you’re even THINKING about selling your home, now may be the time to pull the trigger. Our local NOLA real estate market is unlike anything I’ve ever experienced, and I’ve been writing loans for a long time. Housing inventory is non-existent. Buyers are competing with other offers on many homes. That means top dollar
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