Debt Service Coverage Ratio

Purchasing investment property has never been easier with our new Debt Service Coverage Ratio program.

• Property stands alone. Underwriting done only on the cash flow of the subject property.
• No tax returns or debts of the borrower reviewed
• 1-4 family non-owner occupied properties only
• Property can be vested in an LLC or Individual’s Name
• Maximum Loan-to-Value 80%
• Min Debt Service Coverage Ratio is 75%
• Maximum Loan Amount $2 Million for Single Family and $2.5 Million for 2-4 Units
• No limit to the Number of Financed Properties Borrower Owns
• Available terms: 30 year fixed, 5 year Interest Only, 10 year Interest Only

To find out more details about this program, please contact a loan officer near you!