January 2019 Changing Loan Limits Impact NOLA Real Estate

/ / Loans

We’re just a few days into 2019 and already things are changing in the real estate industry.

FNMA (conventional), FHA & VA all announced new loan limits which went into effect January 1st.

Impact on NOLA Real Estate

These changes will have a HUGE impact on the NOLA real estate market, especially in the area of multi-family since we have such a high inventory of those properties.

According to The Katrina Index (as reported by the New Orleans Tribune), both home values & rent are up more than 50% since Katrina.

However, the annual household income needed to afford rent in New Orleans is $38,000, and 71% of workers earn on average $35,000.

If you market to first time homebuyers, these FHA & VA loan changes are HUGE.

But even if you don’t market to first time homebuyers, you can see why there’s such a demand for multifamily property in our metro area and how the increased loan limits will translate to more business being closed.

Ramping Up for 2019

If you are a real estate agent, property manager or other real estate professional in the metro New Orleans area, checkout our locations and find a member of our team near you.

Or, if you’re not sure who would be a good fit, email me at dremson@amr-no.com and I’ll be happy to connect you with a member of our team who has experience in the type of clientele you serve.

Wishing you all the best in 2019!